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sector-specific
Commercial Insurance
Protect your company quickly and easily!
With our customised commercial and industrial insurance policies! Get customised protection in just a few clicks or request your solution from a customer advisor. Available online around the clock, whenever it suits your schedule.
Save time, avoid paperwork and benefit from transparent pricing. Protect your company according to your needs and concentrate on the essentials!
Our service modules
For the security of your company
Contents Insurance
Fire or storms could damage your equipment or your goods. It would cause a short-term disruption to your company. It is impossible to foresee the period of restrictions.
Building Insurance
As an owner, you should attach importance to the comprehensive protection of your buildings. Events such as storms, floods or fires could severely damage buildings or, in the worst case, destroy them.
Professional and business liability Insurance
As an entrepreneur, you are also liable for your employees. Even with the best concentration and careful work, mistakes can happen. Liability risks can threaten your livelihood.
Financial loss liability
Some professions with advisory activities assume special responsibility. Even experienced
entrepreneurs can make mistakes in this area, and you can never rule out financial losses.
Works transport
Vehicles are an important part of your company? Do your employees transport work equipment, materials or goods? Protect the vehicles and their contents against theft and damage.
Electronics Insurance
Technological progress optimizes many work processes. If important machines fail, operations are interrupted or come to a standstill.
Machinery Insurance
Technical malfunctions, human error, and faulty products on your moving work machines, forklifts, etc., restrict work processes or bring them to a standstill.
Stationary machinery Insurance
Damage to mechanical systems and equipment disrupts production processes. In addition, high costs for repairs and replacements can arise.
Closure of business
Contamination by bacteria, notifiable diseases or pathogens could lead to the temporary closure of your company by official order. Perishable goods may have to be destroyed. The recurring costs remain, and sales shrink.
Cyber Insurance
Almost 50% of all companies have now suffered a cyber attack. The consequences are not only failures for the company itself but also for customers, suppliers and partners. Claims for damages arise, data is damaged, and operations are interrupted for a shorter or longer period. Thieves no longer come only through windows and doors but through networks!
Group Accident Insurance
Additional social benefits for your employees. Optimal protection for you. Being well-insured in the event of an accident gives you a reassuring feeling.
Frequent cases of damage
Gastronomy
A real-life example. Several restaurant guests complain of nausea and vomiting after eating a dessert.
A public health officer orders a temporary closure of the restaurant until the cause of the infection is found and eliminated. The ongoing costs and those for damage to goods still accumulate. The profit is lost.
Business closure insurance, for example, provides compensation in the amount of the lost daily net turnover, up to a maximum of 75% (optionally 100%) of the daily turnover of the period of the previous year corresponding to the closure period, and coverage for damage to goods and stocks.
Retail / Wholesale
Your flower shop in the pedestrian zone attracts the customer's attention, mainly through the creative design of the shop window.
You change the decoration almost daily and display gift articles from your assortment in addition to flowers and plants. In the night from Friday to Saturday, an unknown person threw a stone into the shop window. You alert the police and your insurance company.
The contents insurance reimburses you for the replacement costs of the shop window by covering glass breakage. If flowers and decorative items were damaged, the insurance would also refund these costs.
Building trades
As an electrical installation company, you receive an order to install new ceiling lamps and sockets in the offices of a supermarket.
You switch off the corresponding fuses for the installation and check that there is no more voltage in the circuit. A few hours later, you hear from the store management that two freezers have failed in the adjacent store. The goods must be disposed of.
Your employee has also accidentally switched off the power in the storeroom. Public liability insurance protects you from financial consequences. We handle the damage and assume the costs for the replacement of goods.
Our customised commercial and industrial insurance policies!
Get customised protection in just a few clicks or request your solution from a customer advisor. Available online around the clock, whenever it suits your schedule. Save time, avoid paperwork and benefit from transparent pricing.
Protect your company according to your needs and concentrate on the essentials!